Key Risk Categories & Mitigation Strategies

Key Risk Categories & Mitigation Strategies

1. Financial Risks

Market Volatility Real estate valuations may fluctuate due to macroeconomic shifts, seasonal tourism cycles, and geopolitical shocks.

Mitigation:

  • Portfolio-level diversification across uncorrelated resort markets

  • Emphasis on yield-generating hospitality assets with historically resilient demand

Liquidity Risk While tokenization enhances flexibility, secondary market depth may vary over time.

Mitigation:

  • Listings on both DEXs and CEXs to broaden investor access

  • Tiered exit mechanisms and lock-up periods to prevent panic-driven selloffs

  • Transparent, methodology-driven NAV disclosures to support price discovery

Currency Exposure Investors may face FX-related risks when holding assets denominated in foreign currencies.

Mitigation:

  • All investor distributions paid in stablecoin (USDC)

  • Local hedging strategies where feasible to reduce FX volatility

2. Operational Risks

Property Oversight Substandard management can erode yield, degrade guest experience, and impair asset value.

Mitigation:

  • Pre-vetted, exclusive partnerships with experienced, locally-based operators

  • Clearly defined SLAs embedded in operator agreements

  • Quarterly performance audits and third-party operational reviews

Platform Infrastructure Smart contract bugs, cyberattacks, or protocol vulnerabilities could compromise investor assets.

Mitigation:

  • Deployment of audited, upgradeable smart contracts (ERC-1404)

  • Infrastructure built on the Polygon network for low-cost, high-throughput performance

  • Continuous monitoring, third-party audits, and routine penetration testing

3. Entity & Counterparty Risk

SPV Insolvency An SPV holding the real estate asset may enter financial distress due to unforeseen liabilities or market disruptions.

Mitigation:

  • Each resort is held in a ring-fenced SPV with no interdependence

  • No cross-collateralization across properties or platforms

  • Investors hold direct equity rights in the underlying asset through digital securities

Platform-Level Risk (OASES) In the unlikely event of a platform failure or operational shutdown, investor capital continuity must be ensured.

Mitigation:

  • Ownership and investor rights enforced through on-chain smart contracts

  • Redundancy via mirrored off-chain legal documentation and custodial recordkeeping

  • Smart contract logic includes fallbacks to trigger liquidation and disbursement in force majeure scenarios

4. Market & Regulatory Risk

Macroeconomic Shocks Broad trends such as inflation, recessionary cycles, or travel restrictions may reduce profitability.

Mitigation:

  • Conservative underwriting with stress-tested forecasts

  • Focus on resorts with strong seasonal resilience and repeat guest demand

  • Dynamic pricing models to adjust for shifting market conditions

Legal and Regulatory Exposure Changes in securities law, tax regulations, or tokenization policy may impact platform operations or investor eligibility.

Mitigation:

  • Ongoing legal oversight across all active jurisdictions

  • Jurisdiction-specific SPVs and legal counsel engaged for each asset

  • Full adherence to Reg D 506(c), Reg S, KYC/AML, and FATF guidelines

  • Active monitoring of emerging VASP regulations, including MiCA, and SEC directives

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